Many Americans begin looking for a home to buy without understanding the fundamentals of applying for a mortgage or what it takes to qualify for one, according to a new survey by Ally Home, a direct-to-consumer mortgage business.Ninety-two percent of the more than 2,000 U.S. adults who responded to the survey admit they don’t know how much mortgage they can afford. Further, most say they’re confused about “rates” versus “points,” and
The millennial generation is the most diverse in American history. Minorities make up 44 percent of the more than 75 million millennials living in the U.S., according to a new report from Brookings Metropolitan Policy Program, “The Millennial Generation: A Demographic Bridge to America’s Diverse Future.”By the mid-2040s, racial and ethnic minorities are projected to make up more than half of the nation’s population. “This means that mil
Only two weeks after Congress passed a bill to reopen the federal government following a three-day shutdown, a repeat of that quagmire is looming. The budget bill Congress passed funds the federal government through Feb. 8, when another shutdown is possible if lawmakers don’t agree on a long-term funding before then. What impact will real estate feel should the government close once more?Most home sales likely will be minimally affected because
The Federal Reserve voted on Wednesday to leave its benchmark interest rate unchanged, but it continues to leave the door open to future increases this year. The Fed’s benchmark rate will remain in the range of 1.25 percent to 1.5 percent, which is low by historical standards. Fed committee members said that by leaving the rate unchanged, they hope the low rates will help support broader job growth and stronger inflation.Lawrence Yun, chief eco
About CobyMy name is Coby Berry and I'm a Realtor for the Greater Houston Area and I'm also a proud member of the US Army Reserves. I have a passion for servitude and professionalism. I tell all my friends and clients to not consider me as a sales person, but as a Trusted Adviser. Whatever Real Estate need or question you may have, I'll be more than glad to assist you. I give all thanks to our Heavenly Father for allowing me to serve you and the
5531 Pine Street Unit S, Houston, TX 77081Price: $430KSq Ft: 2668Bed: 4Bath: 3.1Year: 2014Luxurious Haven and the final Brookstone Homes property sold in the neighborhood. Absolutely no damage from Hurricane Harvey. Unique, 3-story, Mediterranean, single-family, gated, 1 block from Bellaire! Beautiful stucco, tile roof, 9-11` vaulted ceilings, wood & porcelain tile floors, granite counters! Landscaped courtyard, brick-paved drive/walkway, 2 c
Real-time visual communication is a fundamental shift in how we will share our brand with consumersKey Takeaways The very best marketing tool for 2018 is authenticity. If you’re camera shy, it’s time to face your fears and embrace the inevitable. The only thing we can really share at scale is our own story because it’s always with us, and we know it the best. The agents with the best stories win.Camera first is the marketing mantra for 2018
Don't miss out these underutilized resources that other agetKey Takeaways Target homeowners with high equity or who are late on payments, landlords with leases about to expire and internet buyer leads. Then leverage people for your prospecting process to ensure that enough calls are being made to generate seller leads consistently.Seller leads are the lifeblood of any listing business, and the best way to ensure your success as a listing agent
Commit to just one of these, and see your business growEvery year seems to bring the same old advice for real estate agents. Make more phone calls. Network more. Join a Mastermind. Door-knock!Of course, changing up your daily or weekly routine will almost inevitably make a difference in your bottom line.But for those of you (like me) who like a more dramatic change, something that will really add leverage, there are three things you may not be
For the first time in 13 years, the U.S. homeownership rate ticked up, and millennials are behind the long-awaited boost. The U.S. Census Bureau reported Tuesday that the rate increased to 64.2 percent in the fourth quarter of 2017, up from 63.7 percent a year prior.The lion's share of the boost came from younger Americans. The homeownership rate among households headed by someone under the age of 35 increased to 36 percent in the fourth quarter,
This website includes images sourced from third party websites including Adobe, Getty Images, and as otherwise noted.
